Restaurant Practice

Lower your insurance costs and improve your bottom line with superior risk protection designed for you with our exclusive national restaurant program.

A Proven Safety Program

We create custom, strategic safety plans that are proven to reduce your e-mod. A key part of successfully reducing your total cost of risk is our proprietary injury and illness prevention program, which includes behavior-based safety coaching and workshops delivered by a certified restaurant safety trainer. Our critical program components include:

  • Unique safety workshops, safety calendar, and lesson plans
  • Behavior-based safety coaching that works
  • New hire checklist and safety screening
  • Employee incentive and mentoring programs
  • Personal Protective Equipment (PPE) training programs
  • Management accountability programs

Aggressive E-Mod Reduction Program

Claims management is critical to reducing your e-mod, and thus your premiums. Therefore, all claims are monitored weekly or monthly, a unit stat filing is made for each client, and our claims experts aggressively manage both new and old claims.

When you look at your total cost of risk, the medical and indemnity expenses are really just the tip of the iceberg—for every one dollar spent on that, you can expect to pay another six to ten dollars in downtime, training replacements, overtime, investigation time, and a myriad of other hidden costs. With our claims management and safety program you can reduce these costs.

Benefits of Our Unique Safety Program

With the support of your company's top leadership, you can change the safety culture of your company with a proven plan. You will improve safety awareness and behavior, positively impact your workers compensation, property, and liability claims, prevent claims, minimize losses, and lower your premiums. We help you identify the strengths and weaknesses in your company's safety culture, then build on the strengths and minimize the weaknesses.

Our program provides the critical insurance coverages you need to properly protect your store locations. When designing your insurance package, you benefit from:

  • Competitive premiums and solutions tailored specifically to meet your needs
  • Claims reporting department available 24/7 to better serve you
  • Prompt claim resolution
  • Effective loss control assistance to help you prevent claims before they happen

Safety Program Highlights

  • Custom strategic safety plans proven to reduce e-mod
  • Injury and illness prevention program
  • Behavior-based safety coaching and workshops
  • Certified restaurant safety trainer
  • Management accountability programs
  • Unique safety workshops, safety calendar, and lesson plans
  • Behavior-based safety coaching that works
  • New hire checklist and safety screening
  • Employee incentive and mentoring programs
  • Personal Protective Equipment (PPE) training programs

E-Mod Reduction Program

  • All claims monitored weekly/monthly
  • Unit stat filing for each client
  • In-house claims expert for both new and old claims

Benefits of Our Unique Safety Program

  • Change the safety culture of your company with a proven plan
  • Improve safety awareness and behavior
  • Impact workers compensation, property, and liability claims
  • Prevent claims, minimize losses, and lower your premiums
  • Identify strengths and weaknesses in your company safety culture, then build on the strengths and minimize the weaknesses

Claims Reductions

Claim Reductions

  • Restaurant Book: Multi-Million Premium, 4% Loss Ratio
  • Buffet-Style Restaurant: Drop from $360,000 Average Losses to Under $70,000 (see chart)
  • Large Burger Concept: 300 Restaurants, 19 States, 60% Reduction
  • Family-Style Restaurant Franchise: 61 Restaurants, 5 States, 75% Reduction
  • Shell/Texaco Corp: 980 Locations, 60%–90% Reduction

Restaurant Concepts

Franchisees and associations who have implemented our unique safety program:

restaurant concepts

The Leavitt Group's National Restaurant Division is comprised of restaurant insurance specialists who not only understand all levels of insurance solutions for restaurant owners but also understand the major operating concerns for the owners/operators. Many of our group are insurance specialists with significant restaurant operational, management, and ownership experience. This is why we excel at providing solutions that support, rather than impede, good restaurant business practices. Because we are a national practice group, we have clients from Washington to Florida and from New England to California, and most places in between.


David Bridges

David Bridges

Leavitt Group of Atlanta

David Bridges has over 20 years of experience in the insurance industry. He specializes in property and casualty insurance for mid to large-sized accounts with an emphasis on hospitality, commercial real estate, manufacturing, and professional associations. He has earned the Certified Insurance Counselor (CIC) designation.

Prior to joining the Leavitt Group in 2012, David was employed with Wells Fargo Insurance Services as senior vice president. In addition to his career in insurance, David has ten years of business experience as chief operating officer of a major floor covering distributor and installation contractor. David holds a degree in finance from Georgia State University.

Frank Herrington

Frank Herrington

Leavitt Insurance Services of Southern California

Frank Herrington joined the Leavitt Group in 2009. He has extensive knowledge of property/liability insurance, workers compensation, and employment practices liability. Prior to joining the Leavitt Group, Frank launched a distribution/manufacturing representative company for Fortune 500 manufacturers. He has over 22 years of experience in business sales. He has experience working as a program manager for a national insurance program, headquarters director for a banquet management company, and division safety officer for a 300-member program office. Frank holds a degree in industrial science from Southern Illinois University.

Steve Balltrip

Steve Balltrip

Leavitt Group of Atlanta

Steve Balltrip is an account executive with the Leavitt Group’s Atlanta location. With experience in the restaurant industry as a corporate employee, as well as a franchisee, Steve is uniquely qualified to understand the issues facing business owners today and help them find solutions. He is licensed in property and casualty, life, and health insurance.

Prior to joining the Leavitt Group, Steve worked as the vice president of sales and business development for the National Franchisee Association. Before beginning his career in insurance, Steve was a franchisee of Burger King Corporation and Long John Silvers Corporation with restaurants in South Carolina.

Peggy Hansen

Peggy Hansen

Peggy Hansen has been working as the director of sales for the Leavitt Group since 2011 and handles a variety of responsibilities. As part of the National Restaurant Division of the Leavitt Group, Peggy helps coordinate many marketing efforts, attends and participates in restaurant conventions, and provides necessary sales training and support.

In addition to her responsibilities with the restaurant division, Peggy provides similar support to other specialty programs within the Leavitt Group. She works with new producers to provide them with the necessary training and resources they need to establish their career and meet their sales goals. Peggy is a certified instructor for the Integrity Selling® program.

Peggy brings a variety of past work experience and knowledge to her current position at the Leavitt Group. She joined the Leavitt Group in 2005 as part of Mutual Insurance Services (MIS), an MGA owned by the Leavitt Group. In her position with MIS, Peggy worked with over 1,500 independent agents in the Northwest along with 115 Leavitt Group offices promoting and training agents on MIS products and on-line quoting systems.

Throughout Peggy’s career she has been employed with several different companies in a variety of positions. She sold personal, life, and health insurance for State Farm and life insurance for Prudential. She worked for IHC hospital in the cardiology and respiratory department managing their insurance billings for two years. She also worked as a regional manager over eight Southern Utah offices for Ascentra Corporation, a durable medical equipment company. During her time with Ascentra, Peggy ran the highest overall profit center for all the Ascentra offices which were located along the Wasatch Front in Utah and Las Vegas, NV.

Peggy is an incredible asset to the Leavitt Group with her high energy level, complete commitment to her work, and proactive approach. She states, “I love to motivate and elevate people, and I get a lot of gratification from helping people realize their full potential.”

Chris Utterback

Chris Utterback

Senior Executive Vice President, Leavitt Group Enterprises

Chris Utterback is a graduate of Brigham Young University and began his insurance career with Fireman's Fund in 1977 as a commercial casualty underwriting trainee. Although he had no intention of staying in insurance, he has held underwriting, marketing, management, and executive positions with various property and casualty companies throughout the span of his career.

While working for other insurance carriers, Chris specialized in organizing teams of specialists who wrote large accounts and nationwide or regional groups through select partner agency/broker relationships.

Chris spent three years in the restaurant business and, as he says, "gained an intense appreciation for the sense of urgency in gaining and retaining clientele." After leaving the restaurant business, he started with the Leavitt Group in 2005 and currently holds the positions of executive vice president in Leavitt Group Enterprises and president of PacWest Captive Insurance Company.

Chris and his wife Janene live in Cedar City, Utah and are the parents of four adult children and five fabulous grandchildren. He enjoys his family, church responsibilities, BYU sports, and occasionally rearranging turf and sand on the golf course.

Agents

David Bridges
770.242.0519 Office
david-bridges@leavitt.com
Frank Herrington
626.966.3664 ext. 3724 Office
818.929.8347 Cell
frank-herrington@leavitt.com
Steve Balltrip
864-345-2213 Office
864-680-1071 Cell
steve-balltrip@leavitt.com