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Providing Medical Care to Your Employees

Written by Jennifer Stuart—Employee Benefits Advisor

November 11, 2024 · 2 min minute read

Blog Providing Medical Care to Your Employees

Having happy, healthy employees is crucial because they directly impact overall productivity and organizational success. However, it can be incredibly challenging to ensure the health of rural hospital employees if they must travel to receive care. Recently, there has been a movement of rural hospitals providing direct care to their employees as part of their employee benefits.

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Benefits of Providing Medical Care to Employees

Offering direct medical care to employees brings numerous benefits. Improved employee morale and satisfaction are two immediate benefits, as employees feel valued and supported. This, in turn, leads to increased productivity and reduced absenteeism. Moreover, employees are more willing to seek preventive care because of how accessible it is, meaning rural hospitals can potentially reduce overall healthcare costs, ensuring a healthier workforce and lower long-term expenses.

Maximizing the Impact 

How you structure this program can make all the difference in employee adoption and cost control. Up for consideration are:

  1. Employee Incentives: Structuring your plan design to encourage employees to use on-site care is a crucial element to the success of these programs.
  2. Stop Loss Reimbursement: To include or to exclude, that is the question. Consider closely if you want to be reimbursed by stop loss for the services you’re providing to your own employees.
  3. The Wellness Element: Rewarding employees for getting wellness screenings can improve overall health. By providing these services on-site, and offering an incentive, you increase the likelihood that employees will participate in your wellness initiatives.

 

Providing direct medical care to employees has significant benefits, including improved morale, increased productivity, and reduced healthcare costs. Risk Services of Louisiana can assist in developing and managing these programs, ensuring that employers offer comprehensive and effective health benefits to their employees.

 

If you’re curious about creating a program like this, email me. I’m happy to chat with you!

Have questions? Contact:

Jennifer Stuart

Jennifer Stuart

Employee Benefits Advisor

Call: (903) 716-5916
Book an Appointment»

Years of experience

19

I’ve spent my career immersed in the world of sales, service, and insurance, building a reputation as a change agent in the employee benefits space. My journey started in customer-facing roles, from managing retail stores to account management at Delta Dental, where I quickly realized the limitations of traditional approaches to insurance. Transitioning to brokerage, I honed my skills in self-funded health plans and innovative cost-control strategies. Over the years, I’ve grown businesses from the ground up, managed multimillion-dollar books of business, and helped clients navigate the complexities of healthcare with a proactive, data-driven approach. Today, as a producer with Leavitt Group, I’m passionate about aligning employer and employee goals to create sustainable, cost-effective benefits programs that add measurable value.

What sets me apart is my commitment to disrupting the status quo. While many brokers focus solely on minimizing renewal increases, I dig deeper—seeking alignment of interests, educating employees, and exploring creative funding options that benefit everyone involved. I believe in putting people first, whether that means breaking down complex policy language for better understanding or ensuring that cost-saving measures don’t come at the employee’s expense. My approach is rooted in integrity, innovation, and a relentless drive to find better solutions for my clients. With professional designations like Group Benefits Advisor (GBA) and a soon-to-be Certified Pharmacy Benefits Specialist (CPBS), I stay on the cutting edge of industry advancements, always striving to make a meaningful impact.

When I’m not diving into data or strategizing with clients, I’m a proud wife and mom to two children. We love traveling to experience new cultures, attending Astros games, and cheering at local soccer and football matches. An avid reader and art enthusiast, I find joy in history, philosophy, and drawing. Whether enjoying a meal at Pappas Seafood or spending time with family, I embrace the vibrant community around me. With roots in Rogers, Arkansas, and a career spanning Little Rock to Austin, I bring a blend of hometown values and big-picture thinking to every endeavor.

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