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Providing Medical Care to Your Employees

Written by Jennifer Stuart—Employee Benefits Advisor

November 11, 2024 · 2 min minute read

Blog Providing Medical Care to Your Employees

Having happy, healthy employees is crucial because they directly impact overall productivity and organizational success. However, it can be incredibly challenging to ensure the health of rural hospital employees if they must travel to receive care. Recently, there has been a movement of rural hospitals providing direct care to their employees as part of their employee benefits.

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Benefits of Providing Medical Care to Employees

Offering direct medical care to employees brings numerous benefits. Improved employee morale and satisfaction are two immediate benefits, as employees feel valued and supported. This, in turn, leads to increased productivity and reduced absenteeism. Moreover, employees are more willing to seek preventive care because of how accessible it is, meaning rural hospitals can potentially reduce overall healthcare costs, ensuring a healthier workforce and lower long-term expenses.

Maximizing the Impact 

How you structure this program can make all the difference in employee adoption and cost control. Up for consideration are:

  1. Employee Incentives: Structuring your plan design to encourage employees to use on-site care is a crucial element to the success of these programs.
  2. Stop Loss Reimbursement: To include or to exclude, that is the question. Consider closely if you want to be reimbursed by stop loss for the services you’re providing to your own employees.
  3. The Wellness Element: Rewarding employees for getting wellness screenings can improve overall health. By providing these services on-site, and offering an incentive, you increase the likelihood that employees will participate in your wellness initiatives.

 

Providing direct medical care to employees has significant benefits, including improved morale, increased productivity, and reduced healthcare costs. Risk Services of Louisiana can assist in developing and managing these programs, ensuring that employers offer comprehensive and effective health benefits to their employees.

 

If you’re curious about creating a program like this, email me. I’m happy to chat with you!

Have questions? Contact:

Jennifer Stuart

Jennifer Stuart

Employee Benefits Advisor

Call: (903) 716-5916
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Years of experience

19

Growing up, my mom owned a TPA (third party administrator) that processed health, dental, disability, and workers comp claims for self-funded insurance plans. As a child, I would work there stuffing envelopes and filing papers. So, you could say I grew up in the insurance industry.

I graduated from Hendrix College in Conway, Arkansas with a B.S. in Business and Marketing, and got my life and health insurance license a year later. My first “official” insurance job was with a dental insurance carrier, before I moved to the agency side.

Since then, I've been an account manager, account executive, advisor, and department manager. My area of focus is self-funded accounts and pharmacy benefits. These plans are where you can make the most impact for an employer and their staff.

I love working with our team at Leavitt Risk Services because Leavitt Group offers a powerful combination of a national presence with a local broker's personal touch.

My clients stay with me long-term because I know my stuff and I care. I’m dedicated to making each client’s experience a positive one—from the renewal and open enrollment process to year-round servicing. I go to bat for their employees in difficult situations, and I am constantly gaining new knowledge to communicate more effectively, help plans perform better, and create long-term sustainability. I even have clients who improve their employee-facing benefits because the plans have performed so well. That's a rare occurrence in health insurance.

I was born in Oklahoma City and grew up in Northwest Arkansas—the land of Wal-Mart. My husband and I have two children and we just moved to Georgetown, Texas. We enjoy spending time outdoors, traveling, reading, artwork, and being with family.

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