The Benefits of Working with an Independent Insurance Agent

Written by Dan Noltensmeyer—Agency President

December 17, 2024

Blog The Benefits of Working with an Independent Insurance Agent

When you’re shopping for insurance, remember that there’s more than one path to coverage. In fact, going directly to an insurance company isn’t your only option or even your best option. Instead, consider working with an independent insurance agent to find a policy that fits you.

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What is an independent insurance agent?

An independent insurance agent partners with multiple insurance companies rather than working for just one. They act as a trusted advisor, helping you navigate the often complex and overwhelming world of insurance, ensuring you find coverage that meets your unique needs.

Unlike captive agents, who can only offer policies from the single insurance company they work for, independent agents empower you with the advantage of choice, offering policies from a variety of providers. This freedom ensures you can make the decision you feel is best for your unique circumstances.

How do independent insurance agents work?

One of the main benefits of working with an independent insurance agent is the time and effort they save you. They’ll compare policies from several insurance companies on your behalf, ensuring you have options that suit your needs and budget.

Independent agents provide a tailored experience, helping you find policies that strike the right balance between coverage and affordability. And the best part? You don’t pay them directly for their services—they earn a commission from the insurance companies they represent, so their expertise is available at no extra cost.

What are the advantages of working with an independent insurance agent?

There are many reasons to consider working with an independent insurance agent, especially if you live in Texas’s Gulf Coast region:

  • Custom Coverage: No two clients are alike. Independent agents take the time to understand your unique needs and build a policy tailored to you—whether you’re insuring your home, business, or both.
  • Tailored Coverage: Whether you’re looking for personal or commercial insurance, independent agents help you customize a policy that aligns with your specific needs. This flexibility ensures you’re not overpaying for coverage you don’t need or leaving gaps in your protection.
  • Client-Focused Service: Independent insurance agents are dedicated to understanding you and your unique risks. To them, you’re not just another policy number. They’re there to provide you with the guidance you need to make informed decisions about your insurance.
  • Personalized Customer Service: From navigating the claims process to answering your questions, independent agents and their supporting team members are there to provide one-on-one guidance when you need it.
  • Local Expertise: Independent insurance agents in Houston know the challenges and risks specific to our area. Regardless of the type of local risk, their insights can make all the difference.

Why can independent insurance agents offer clients a wider range of coverage options?

Because independent agents partner with multiple insurance companies, they can offer insurance policies from more than one provider. This flexibility allows them to recommend a broader range of policies, giving you more opportunities to find coverage that fits your life.

How do I find independent insurance agents near me?

Finding and choosing the insurance policy you feel is right is a hard decision, but working with a local, independent insurance agent makes the entire process easier. With access to multiple carriers, client-focused service, and deep local knowledge, independent insurance agents provide a high level of flexibility and service.

Look no further to find a Texas-based independent insurance agent. Leavitt Group Texas Select is here to help! Our independent agents have years of experience understanding the unique insurance needs of Texas residents and businesses, ensuring you can tailor an insurance policy to meet your needs.

Contact us today to start working with an independent agent who can help you protect what matters most.

Have questions? Contact:

Dan Noltensmeyer

Dan Noltensmeyer

Agency President

Call: (281) 953-5210
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Honesty and integrity are two of the most important things in my life. It doesn’t matter if I’m talking about my work or personal life — I strive to be someone people can trust and know that I have their best interest at heart.

I do a lot of different things at Texas Select. I’m the Agency President, and also help our business clients develop risk transfer programs. Our agency is newer to Leavitt Group, but we’ve appreciated every single second. Leavitt’s culture has been a perfect fit — we share a focus on integrity, honesty, trustworthiness, and friendliness.

I’ve been a part of the insurance industry since 1993, when I first joined Texas Select. I represented a few different insurance carriers over the years until recently, when the agency became independent. Now, we offer clients insurance solutions from many different carriers across the nation.

I spent my childhood in Edmond, Oklahoma and graduated from Oklahoma State University in 1988 with my business degree. After three years, I returned to school at Texas A&M Corpus Christi and earned my Master of Business Administration in 1993. That same year, I married my wife, Kathleen. We have four children whom we love to spend time with.

We’re empty-nesters now, which gives time to enjoy things like traveling, playing golf, and participating in mission work around the globe for our church. Mexican food is one of our favorites and we love to eat at Lupe Tortilla, because they have the best fajitas around. The Houston area also has delicious BBQ, too.

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