Commercial Property Insurance
Albertville
Protecting your business property with Commercial Property Insurance ensures your peace of mind if a disaster occurs.
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Please note: coverage cannot be bound or altered online. A service representative will need to contact you to finalize your request.
What You Need to Know About Commercial Property Insurance
When the Unexpected Happens, You'll be Ready
Imagine a fire breaks out and you lose your entire inventory. Or your business is burglarized causing physical damage and possibly lost assets. Your ability to recover from these incidents is dependent on your commercial property insurance.
In case of catastrophes like fire, explosion, theft, or vandalism, property insurance helps cover your costs, whether it’s to repair damaged property or replace what you’ve lost. In addition, property coverage can provide business interruption income coverage if a covered loss forces you to close your business for an extended period of time. Protecting your business property ensures your peace of mind if a disaster occurs. Coverages might include:
- Building & Personal Property
- Builders Risk
- Business Income
- Extra Expense
- Legal Liability
Talk to your Leavitt Group representative today about your property coverage.
Frequently Asked Questions
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How can I lower my commercial property insurance premiums?
You can lower your premiums by improving security measures, such as installing security systems, fire alarms, and sprinklers. Additionally, regularly reviewing your policy and comparing quotes can help you find cost-effective options.
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Are floods and earthquakes covered under standard commercial property insurance?
No, floods and earthquakes are typically not covered under standard commercial property insurance. Separate policies are available for these types of coverage.
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What does commercial property insurance typically cover?
Commercial property insurance typically covers damage or loss due to fire, theft, vandalism, natural disasters, and more. It includes buildings, equipment, inventory, and outdoor signs.