RV Insurance
Greensboro, NC - Market St, Summit Insurance Solutions - Greensboro, NC, Greensboro, NC - Cornwallis Dr, Davis Insurance Group, North Carolina
Whether you are exploring the country full-time in your motor home or just enjoy getting away from it all on the weekends in your tent trailer, your RV is part of your lifestyle and often represents a significant investment.
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Please note: coverage cannot be bound or altered online. A service representative will need to contact you to finalize your request.
What You Need to Know About RV Insurance
Don't let the unexpected get in the way of your RV adventure
If your motor home breaks down, towing it to a repair shop can be very expensive. Towing coverage is available on RV insurance policies.
Many RV insurance claims could be avoided simply by remembering to check everything before you start traveling. Ensure awnings, antennas, steps, and other accessories are in their traveling positions. These can all do significant damage to your RV if they are not in place before you leave.
Staying home for the holidays? Winterize your RV.
If you don’t plan to use your RV during the winter, prepare your RV for a few idle months. Drain the water systems, cover the tires, make sure the RV is shut tight to prevent rodents or other critters from entering, remove batteries and store them where they won’t freeze, and winterize generators. These simple steps will help keep your RV protected so you won’t have costly surprises in the spring.
Give your RV tires a good kick.
Make sure your tires are properly inflated. Over or underinflated tires can both be dangerous and increase the risk of tire failure. Also, check your tires for any signs of damage and get them repaired or replaced before you have problems.
Don’t miss your RV check-ups.
Routine RV maintenance can save you time and problems while on the road. Check the roof, body, and bottom of the RV for cracks, leaks, or signs of damage. Check gas lines for signs of leakage. Examine the refrigerator, stove, sink, and other appliances for any signs of damage. Make sure your smoke detector is working and replace batteries regularly. Your owner’s manual or RV dealership should have a complete maintenance checklist for your particular motor home, travel trailer, 5th wheel, tent trailer, camper, or toy hauler.
Frequently Asked Questions
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What are the benefits and risks of using an RV insurance policy to cover travel trailers and campers?
RV insurance provides tailored coverage for travel trailers and campers, protecting them from specific risks. However, coverage details and costs can vary, so it’s essential to understand the policy terms and ensure it meets your needs for these types of RVs.
-
How do I determine the right amount of coverage for my RV?
Consider the value of your RV, how you use it (full-time or occasional travel), the value of personal belongings, and potential risks. An insurance broker can help assess your needs and recommend appropriate coverage levels.
-
How does RV insurance differ from regular auto insurance?
RV insurance is tailored specifically for recreational vehicles, combining elements of auto insurance and homeowners insurance. It covers unique risks associated with RVs, such as liability when parked and additional personal property coverage.
Many RV insurance claims could be avoided simply by remembering to check everything before you start traveling. Ensure awnings, antennas, steps, and other accessories are in their traveling positions. These can all do significant damage to your RV if they are not in place before you leave.
Staying home for the holidays? Winterize your RV.
If you don’t plan to use your RV during the winter, prepare your RV for a few idle months. Drain the water systems, cover the tires, make sure the RV is shut tight to prevent rodents or other critters from entering, remove batteries and store them where they won’t freeze, and winterize generators. These simple steps will help keep your RV protected so you won’t have costly surprises in the spring.
Give your RV tires a good kick.
Make sure your tires are properly inflated. Over or underinflated tires can both be dangerous and increase the risk of tire failure. Also, check your tires for any signs of damage and get them repaired or replaced before you have problems.
Don’t miss your RV check-ups.
Routine RV maintenance can save you time and problems while on the road. Check the roof, body, and bottom of the RV for cracks, leaks, or signs of damage. Check gas lines for signs of leakage. Examine the refrigerator, stove, sink, and other appliances for any signs of damage. Make sure your smoke detector is working and replace batteries regularly. Your owner’s manual or RV dealership should have a complete maintenance checklist for your particular motor home, travel trailer, 5th wheel, tent trailer, camper, or toy hauler.
Frequently Asked Questions
-
What are the benefits and risks of using an RV insurance policy to cover travel trailers and campers?
RV insurance provides tailored coverage for travel trailers and campers, protecting them from specific risks. However, coverage details and costs can vary, so it’s essential to understand the policy terms and ensure it meets your needs for these types of RVs.
-
How do I determine the right amount of coverage for my RV?
Consider the value of your RV, how you use it (full-time or occasional travel), the value of personal belongings, and potential risks. An insurance broker can help assess your needs and recommend appropriate coverage levels.
-
How does RV insurance differ from regular auto insurance?
RV insurance is tailored specifically for recreational vehicles, combining elements of auto insurance and homeowners insurance. It covers unique risks associated with RVs, such as liability when parked and additional personal property coverage.