California Winery Insurance
Central Valley, Elk Grove, Lodi, Minden, Santa Rosa, Sonora, St Helena, Visalia, Walnut Creek

California is famous for its wine and vineyards, attracting nearly 15 million tourists each year, and greatly contributing to the United State’s status as fourth-highest wine producer in the world.

As a vineyard and winery owner, you want to know your property, equipment, and products are protected, so you can focus your attention on wine production, operations, and your valued guests.

At Leavitt United Insurance Services, we focus on connecting winery owners with customizable protection plans from top insurance companies in California. We do the shopping and comparing to help you make the best decision possible, all while saving you time and money.

What does winery insurance cover?

A California winery insurance policy most commonly covers property, specifically processing buildings, warehouses, tasting rooms, and offices.

Winery Property Insurance

Protecting our physical assets is crucial. Property insurance typically covers:

• Processing Buildings: Safeguarding structures where wine production occurs.
• Warehouses: Ensuring stored wine and equipment are protected.
• Tasting Rooms and Offices: Covering spaces where we engage with customers and manage operations.
  
  

Wine Products Insurance Coverage

This specialized coverage addresses potential losses related to our wine products in California, including:

• Wine Contamination: Protection against accidental contamination during production.
• Leakage of Wine: Coverage for losses due to accidental leakage from tanks or barrels.
• Specialized Wine Valuation: Ensuring our wine is valued appropriately, considering its unique characteristics.
  
  

Winery Liability Insurance

Given the various interactions and services we offer, liability coverage for your California winery is essential:

• General Liability: Protection against claims of bodily injury or property damage occurring on our premises.
• Liquor Liability: Coverage for incidents arising from the sale or serving of alcohol.
• Chemical Drift Liability: Safeguarding against damages caused by pesticide or herbicide drift affecting neighboring properties.
  
  

Equipment Breakdown Coverage

Our operations rely heavily on specialized equipment. This coverage addresses:

• Repair or Replacement Costs: For equipment that breaks down unexpectedly.
• Business Interruption: Compensation for income lost due to equipment failure halting production.

Crop and Vineyard Coverage

Protecting our vineyards throughout California is foundational to our success:

• Crop Insurance: Coverage for losses due to weather events, diseases, or pests.
• Trellis and Vines Coverage: Protection against damage to the structural components supporting our grapevines.
  
  

Beyond the primary coverages, we should also evaluate:

• Product Recall Expense: Covering costs associated with recalling a defective or contaminated product.
• Cyber Liability: Protection against data breaches and cyber-attacks, especially pertinent if we handle customer data digitally.
• Employment Practices Liability: Safeguarding against claims related to employment practices, such as discrimination or wrongful termination.

Every winery is unique.

We offer winery insurance policies that cover vineyards in Napa Valley, Sonoma, Monterey, Paso Robles, Mendocino, Lodi, Santa Cruz, Madera, San Luis Obispo, and the whole of San Joaquin Valley.

To learn more about California winery insurance and the coverage options available, request a free insurance quote or call us at 800-549-4242 for immediate assistance. Leavitt United Insurance Services has been serving wineries throughout California since 1983.

Frequently Asked Questions

• What does winery insurance cover?

  An winery insurance policy most commonly covers property, specifically processing buildings, warehouses, tasting rooms, and offices.